Real estate appraisal services for homeowners in the city of Paris and Lamar County

The top 7 reasons why TX homeowners need RC Valuations, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge Lamar county's assessment of your propertyvalue
  3. Remove PMI to lower their mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a TX divorce, where real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in TX

Do you own a house in or near Paris? Do you need help determining the value of your real estate?
Contact RC Valuations, LLC.

We at RC Valuations, LLC understand the particular needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate business that ordinarily doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at RC Valuations, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At RC Valuations, LLC, we're veterans in helping folks just like you remove unwanted PMI insurance.

Challenging Lamar county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's going down. That means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from RC Valuations, LLC is your perfect weapon.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. RC Valuations, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? RC Valuations, LLC offers field reviews where we go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? RC Valuations, LLC can help with that too. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.